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📍 Richland, TX · Zillow ZHVI · July 2026

Average Home Price in
Richland, TX

Corsicana, TX metro area · Navarro County County

Median Home Value
$244,118
↑ 2.8% year-over-year
vs. National Median
$410,000
Richland is 40% below
Est. Monthly Payment
$1,273/mo
20% down · 6.8% rate
Income Needed
$65K
gross annual (30% rule)
Median Home Value
$244,118
↑ 2.8% year-over-year
Down Payment (20%)$48,824
Monthly P&I$1,273/mo
With Taxes & Ins.~$1,617/mo
Income Needed$64,680/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Richland, TX

The median home value in Richland, TX is $244,118 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.8% compared to a year ago and down 0.3% from two years prior.

Compared to the U.S. national median of $410,000, homes in Richland are priced40% below average. Richland is part of the Corsicana, TX metro area.

City Comparison

Richland vs. National Median

🏠 Richland
$244,118
National Median
$410,000

At $244,118, homes in Richland cost 40% below the national median of $410,000. This makes Richland a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Richland?

20% Down Payment
$48,824
on $244,118
Monthly P&I
$1,273/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,617/mo
incl. taxes & insurance
Income Needed
$64,680
gross annual (30% rule)
10% Down Option
$24,412
+ PMI applies
Loan Amount (20% dn)
$195,294
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Richland, TX?
The median home value in Richland is $244,118 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.8% year-over-year.
How much have home prices changed in Richland?
Over the past year, home values in Richland have increased by 2.8%.
How much do I need to earn to buy a home in Richland?
To comfortably afford the median home price of $244,118 with a 20% down payment ($48,824) at today's rates (6.8%), you'd need a gross annual income of approximately $64,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Richland compare to the national average home price?
The national median home value is approximately $410,000. At $244,118, homes in Richland are 40% below the national average.
What metro area is Richland part of?
Richland is part of the Corsicana, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.