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📍 Rio Frio, TX · Zillow ZHVI · July 2026

Average Home Price in
Rio Frio, TX

Uvalde, TX metro area · Real County County

Median Home Value
$357,076
↓ 0.6% year-over-year
vs. National Median
$410,000
Rio Frio is 13% below
Est. Monthly Payment
$1,862/mo
20% down · 6.8% rate
Income Needed
$95K
gross annual (30% rule)
Median Home Value
$357,076
↓ 0.6% year-over-year
Down Payment (20%)$71,415
Monthly P&I$1,862/mo
With Taxes & Ins.~$2,365/mo
Income Needed$94,600/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Rio Frio, TX

The median home value in Rio Frio, TX is $357,076 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.6% compared to a year ago and down 1% from two years prior.

Compared to the U.S. national median of $410,000, homes in Rio Frio are priced13% below average. Rio Frio is part of the Uvalde, TX metro area.

City Comparison

Rio Frio vs. National Median

🏠 Rio Frio
$357,076
National Median
$410,000

At $357,076, homes in Rio Frio cost 13% below the national median of $410,000. This makes Rio Frio a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Rio Frio?

20% Down Payment
$71,415
on $357,076
Monthly P&I
$1,862/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,365/mo
incl. taxes & insurance
Income Needed
$94,600
gross annual (30% rule)
10% Down Option
$35,708
+ PMI applies
Loan Amount (20% dn)
$285,661
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Rio Frio, TX?
The median home value in Rio Frio is $357,076 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.6% year-over-year.
How much have home prices changed in Rio Frio?
Over the past year, home values in Rio Frio have decreased by 0.6%.
How much do I need to earn to buy a home in Rio Frio?
To comfortably afford the median home price of $357,076 with a 20% down payment ($71,415) at today's rates (6.8%), you'd need a gross annual income of approximately $94,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Rio Frio compare to the national average home price?
The national median home value is approximately $410,000. At $357,076, homes in Rio Frio are 13% below the national average.
What metro area is Rio Frio part of?
Rio Frio is part of the Uvalde, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.