Market Overview
Home Prices in Rio Grande City, TX
The median home value in Rio Grande City, TX is $146,658 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.4% compared to a year ago and down 5.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Rio Grande City are priced64% below average. Rio Grande City is part of the Rio Grande City-Roma, TX metro area.
Over the past five years, Rio Grande City home values have fallen by approximately11.0%, reflecting softening conditions in this market.
Price History
Rio Grande City Home Price Trend
City Comparison
Rio Grande City vs. National Median
At $146,658, homes in Rio Grande City cost 64% below the national median of $410,000. This makes Rio Grande City a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Rio Grande City?
20% Down Payment
$29,332
on $146,658
Monthly P&I
$765/mo
30-yr @ 6.8%
Total Monthly Est.
~$972/mo
incl. taxes & insurance
Income Needed
$38,880
gross annual (30% rule)
10% Down Option
$14,666
+ PMI applies
Loan Amount (20% dn)
$117,326
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Rio Grande City, TX?
The median home value in Rio Grande City is $146,658 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.4% year-over-year.
How much have home prices changed in Rio Grande City?
Over the past year, home values in Rio Grande City have increased by 2.4%. Over five years, prices have fallen approximately 11.0%.
How much do I need to earn to buy a home in Rio Grande City?
To comfortably afford the median home price of $146,658 with a 20% down payment ($29,332) at today's rates (6.8%), you'd need a gross annual income of approximately $38,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Rio Grande City compare to the national average home price?
The national median home value is approximately $410,000. At $146,658, homes in Rio Grande City are 64% below the national average.
What metro area is Rio Grande City part of?
Rio Grande City is part of the Rio Grande City-Roma, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.