Market Overview
Home Prices in River Oaks, TX
The median home value in River Oaks, TX is $223,814 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.5% compared to a year ago and down 3% from two years prior.
Compared to the U.S. national median of $410,000, homes in River Oaks are priced45% below average. River Oaks is part of the Dallas-Fort Worth-Arlington, TX metro area.
Over the past five years, River Oaks home values have risen by approximately17.4%, reflecting steady appreciation in this market.
Price History
River Oaks Home Price Trend
City Comparison
River Oaks vs. National Median
At $223,814, homes in River Oaks cost 45% below the national median of $410,000. This makes River Oaks a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in River Oaks?
20% Down Payment
$44,763
on $223,814
Monthly P&I
$1,167/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,482/mo
incl. taxes & insurance
Income Needed
$59,280
gross annual (30% rule)
10% Down Option
$22,381
+ PMI applies
Loan Amount (20% dn)
$179,051
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in River Oaks, TX?
The median home value in River Oaks is $223,814 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.5% year-over-year.
How much have home prices changed in River Oaks?
Over the past year, home values in River Oaks have decreased by 0.5%. Over five years, prices have risen approximately 17.4%.
How much do I need to earn to buy a home in River Oaks?
To comfortably afford the median home price of $223,814 with a 20% down payment ($44,763) at today's rates (6.8%), you'd need a gross annual income of approximately $59,280. This assumes keeping total housing costs at or below 30% of gross income.
How does River Oaks compare to the national average home price?
The national median home value is approximately $410,000. At $223,814, homes in River Oaks are 45% below the national average.
What metro area is River Oaks part of?
River Oaks is part of the Dallas-Fort Worth-Arlington, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.