Market Overview
Home Prices in Roby, TX
The median home value in Roby, TX is $111,871 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 17.5% compared to a year ago and down 0.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Roby are priced73% below average.
Price History
Roby Home Price Trend
2022
$105,363
$105K
—
2023
$96,637
$97K
-8.3%
2024
$95,440
$95K
-1.2%
2025
$95,188
$95K
-0.3%
2026
$111,871
$112K
+17.5%
City Comparison
Roby vs. National Median
🏠 Roby
$111,871
National Median
$410,000
At $111,871, homes in Roby cost 73% below the national median of $410,000. This makes Roby a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Roby?
20% Down Payment
$22,374
on $111,871
Monthly P&I
$583/mo
30-yr @ 6.8%
Total Monthly Est.
~$740/mo
incl. taxes & insurance
Income Needed
$29,600
gross annual (30% rule)
10% Down Option
$11,187
+ PMI applies
Loan Amount (20% dn)
$89,497
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Roby, TX?
The median home value in Roby is $111,871 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 17.5% year-over-year.
How much have home prices changed in Roby?
Over the past year, home values in Roby have increased by 17.5%.
How much do I need to earn to buy a home in Roby?
To comfortably afford the median home price of $111,871 with a 20% down payment ($22,374) at today's rates (6.8%), you'd need a gross annual income of approximately $29,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Roby compare to the national average home price?
The national median home value is approximately $410,000. At $111,871, homes in Roby are 73% below the national average.