Market Overview
Home Prices in Rockdale, TX
The median home value in Rockdale, TX is $245,951 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.2% compared to a year ago and down 1.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Rockdale are priced40% below average.
Over the past five years, Rockdale home values have risen by approximately19.1%, reflecting steady appreciation in this market.
Price History
Rockdale Home Price Trend
2020
$183,052
$183K
—
2021
$206,562
$207K
+12.8%
2022
$260,871
$261K
+26.3%
2023
$256,777
$257K
-1.6%
2024
$254,508
$255K
-0.9%
2025
$251,489
$251K
-1.2%
2026
$245,951
$246K
-2.2%
City Comparison
Rockdale vs. National Median
🏠 Rockdale
$245,951
National Median
$410,000
At $245,951, homes in Rockdale cost 40% below the national median of $410,000. This makes Rockdale a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Rockdale?
20% Down Payment
$49,190
on $245,951
Monthly P&I
$1,283/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,629/mo
incl. taxes & insurance
Income Needed
$65,160
gross annual (30% rule)
10% Down Option
$24,595
+ PMI applies
Loan Amount (20% dn)
$196,761
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Rockdale, TX?
The median home value in Rockdale is $245,951 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.2% year-over-year.
How much have home prices changed in Rockdale?
Over the past year, home values in Rockdale have decreased by 2.2%. Over five years, prices have risen approximately 19.1%.
How much do I need to earn to buy a home in Rockdale?
To comfortably afford the median home price of $245,951 with a 20% down payment ($49,190) at today's rates (6.8%), you'd need a gross annual income of approximately $65,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Rockdale compare to the national average home price?
The national median home value is approximately $410,000. At $245,951, homes in Rockdale are 40% below the national average.