Market Overview
Home Prices in Roscoe, TX
The median home value in Roscoe, TX is $155,757 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 12.3% compared to a year ago and down 8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Roscoe are priced62% below average. Roscoe is part of the Sweetwater, TX metro area.
Over the past five years, Roscoe home values have risen by approximately12.6%, reflecting steady appreciation in this market.
Price History
Roscoe Home Price Trend
2020
$123,172
$123K
—
2021
$138,352
$138K
+12.3%
2022
$145,855
$146K
+5.4%
2023
$146,014
$146K
+0.1%
2024
$150,615
$151K
+3.2%
2025
$138,636
$139K
-8.0%
2026
$155,757
$156K
+12.3%
City Comparison
Roscoe vs. National Median
🏠 Roscoe
$155,757
National Median
$410,000
At $155,757, homes in Roscoe cost 62% below the national median of $410,000. This makes Roscoe a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Roscoe?
20% Down Payment
$31,151
on $155,757
Monthly P&I
$812/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,031/mo
incl. taxes & insurance
Income Needed
$41,240
gross annual (30% rule)
10% Down Option
$15,576
+ PMI applies
Loan Amount (20% dn)
$124,606
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Roscoe, TX?
The median home value in Roscoe is $155,757 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 12.3% year-over-year.
How much have home prices changed in Roscoe?
Over the past year, home values in Roscoe have increased by 12.3%. Over five years, prices have risen approximately 12.6%.
How much do I need to earn to buy a home in Roscoe?
To comfortably afford the median home price of $155,757 with a 20% down payment ($31,151) at today's rates (6.8%), you'd need a gross annual income of approximately $41,240. This assumes keeping total housing costs at or below 30% of gross income.
How does Roscoe compare to the national average home price?
The national median home value is approximately $410,000. At $155,757, homes in Roscoe are 62% below the national average.
What metro area is Roscoe part of?
Roscoe is part of the Sweetwater, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.