Market Overview
Home Prices in Rosebud, TX
The median home value in Rosebud, TX is $153,735 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.5% compared to a year ago and down 8.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Rosebud are priced63% below average. Rosebud is part of the Waco, TX metro area.
Over the past five years, Rosebud home values have fallen by approximately0.3%, reflecting softening conditions in this market.
Price History
Rosebud Home Price Trend
2020
$141,538
$142K
—
2021
$154,154
$154K
+8.9%
2022
$166,147
$166K
+7.8%
2023
$163,856
$164K
-1.4%
2024
$163,283
$163K
-0.3%
2025
$149,995
$150K
-8.1%
2026
$153,735
$154K
+2.5%
City Comparison
Rosebud vs. National Median
🏠 Rosebud
$153,735
National Median
$410,000
At $153,735, homes in Rosebud cost 63% below the national median of $410,000. This makes Rosebud a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Rosebud?
20% Down Payment
$30,747
on $153,735
Monthly P&I
$802/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,019/mo
incl. taxes & insurance
Income Needed
$40,760
gross annual (30% rule)
10% Down Option
$15,374
+ PMI applies
Loan Amount (20% dn)
$122,988
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Rosebud, TX?
The median home value in Rosebud is $153,735 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.5% year-over-year.
How much have home prices changed in Rosebud?
Over the past year, home values in Rosebud have increased by 2.5%. Over five years, prices have fallen approximately 0.3%.
How much do I need to earn to buy a home in Rosebud?
To comfortably afford the median home price of $153,735 with a 20% down payment ($30,747) at today's rates (6.8%), you'd need a gross annual income of approximately $40,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Rosebud compare to the national average home price?
The national median home value is approximately $410,000. At $153,735, homes in Rosebud are 63% below the national average.
What metro area is Rosebud part of?
Rosebud is part of the Waco, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.