Market Overview
Home Prices in Rule, TX
The median home value in Rule, TX is $73,141 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 9.6% compared to a year ago and down 7.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Rule are priced82% below average.
Price History
Rule Home Price Trend
2022
$83,435
$83K
—
2023
$87,823
$88K
+5.3%
2024
$87,289
$87K
-0.6%
2025
$80,932
$81K
-7.3%
2026
$73,141
$73K
-9.6%
City Comparison
Rule vs. National Median
🏠 Rule
$73,141
National Median
$410,000
At $73,141, homes in Rule cost 82% below the national median of $410,000. This makes Rule a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Rule?
20% Down Payment
$14,628
on $73,141
Monthly P&I
$381/mo
30-yr @ 6.8%
Total Monthly Est.
~$484/mo
incl. taxes & insurance
Income Needed
$19,360
gross annual (30% rule)
10% Down Option
$7,314
+ PMI applies
Loan Amount (20% dn)
$58,513
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Rule, TX?
The median home value in Rule is $73,141 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 9.6% year-over-year.
How much have home prices changed in Rule?
Over the past year, home values in Rule have decreased by 9.6%.
How much do I need to earn to buy a home in Rule?
To comfortably afford the median home price of $73,141 with a 20% down payment ($14,628) at today's rates (6.8%), you'd need a gross annual income of approximately $19,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Rule compare to the national average home price?
The national median home value is approximately $410,000. At $73,141, homes in Rule are 82% below the national average.