Market Overview
Home Prices in Rusk, TX
The median home value in Rusk, TX is $210,531 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 6.6% compared to a year ago and down 1.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Rusk are priced49% below average. Rusk is part of the Jacksonville, TX metro area.
Over the past five years, Rusk home values have risen by approximately17.4%, reflecting steady appreciation in this market.
Price History
Rusk Home Price Trend
2020
$146,812
$147K
—
2021
$179,321
$179K
+22.1%
2022
$195,846
$196K
+9.2%
2023
$221,196
$221K
+12.9%
2024
$228,419
$228K
+3.3%
2025
$225,353
$225K
-1.3%
2026
$210,531
$211K
-6.6%
City Comparison
Rusk vs. National Median
🏠 Rusk
$210,531
National Median
$410,000
At $210,531, homes in Rusk cost 49% below the national median of $410,000. This makes Rusk a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Rusk?
20% Down Payment
$42,106
on $210,531
Monthly P&I
$1,098/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,394/mo
incl. taxes & insurance
Income Needed
$55,760
gross annual (30% rule)
10% Down Option
$21,053
+ PMI applies
Loan Amount (20% dn)
$168,425
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Rusk, TX?
The median home value in Rusk is $210,531 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 6.6% year-over-year.
How much have home prices changed in Rusk?
Over the past year, home values in Rusk have decreased by 6.6%. Over five years, prices have risen approximately 17.4%.
How much do I need to earn to buy a home in Rusk?
To comfortably afford the median home price of $210,531 with a 20% down payment ($42,106) at today's rates (6.8%), you'd need a gross annual income of approximately $55,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Rusk compare to the national average home price?
The national median home value is approximately $410,000. At $210,531, homes in Rusk are 49% below the national average.
What metro area is Rusk part of?
Rusk is part of the Jacksonville, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.