Market Overview
Home Prices in Saint Paul, TX
The median home value in Saint Paul, TX is $594,643 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.7% compared to a year ago and up 1.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Saint Paul are priced45% above average. Saint Paul is part of the Dallas-Fort Worth-Arlington, TX metro area.
Over the past five years, Saint Paul home values have risen by approximately31.5%, reflecting strong long-term appreciation in this market.
Price History
Saint Paul Home Price Trend
City Comparison
Saint Paul vs. National Median
At $594,643, homes in Saint Paul cost 45% above the national median of $410,000. Buyers in Saint Paul should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Saint Paul?
20% Down Payment
$118,929
on $594,643
Monthly P&I
$3,101/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,938/mo
incl. taxes & insurance
Income Needed
$157,520
gross annual (30% rule)
10% Down Option
$59,464
+ PMI applies
Loan Amount (20% dn)
$475,714
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Saint Paul, TX?
The median home value in Saint Paul is $594,643 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.7% year-over-year.
How much have home prices changed in Saint Paul?
Over the past year, home values in Saint Paul have increased by 0.7%. Over five years, prices have risen approximately 31.5%.
How much do I need to earn to buy a home in Saint Paul?
To comfortably afford the median home price of $594,643 with a 20% down payment ($118,929) at today's rates (6.8%), you'd need a gross annual income of approximately $157,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Saint Paul compare to the national average home price?
The national median home value is approximately $410,000. At $594,643, homes in Saint Paul are 45% above the national average.
What metro area is Saint Paul part of?
Saint Paul is part of the Dallas-Fort Worth-Arlington, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.