Market Overview
Home Prices in Salado, TX
The median home value in Salado, TX is $494,112 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.4% compared to a year ago and down 2.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Salado are priced21% above average. Salado is part of the Killeen-Temple, TX metro area.
Over the past five years, Salado home values have risen by approximately21.3%, reflecting strong long-term appreciation in this market.
Price History
Salado Home Price Trend
City Comparison
Salado vs. National Median
At $494,112, homes in Salado cost 21% above the national median of $410,000. Buyers in Salado should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Salado?
20% Down Payment
$98,822
on $494,112
Monthly P&I
$2,577/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,273/mo
incl. taxes & insurance
Income Needed
$130,920
gross annual (30% rule)
10% Down Option
$49,411
+ PMI applies
Loan Amount (20% dn)
$395,290
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Salado, TX?
The median home value in Salado is $494,112 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.4% year-over-year.
How much have home prices changed in Salado?
Over the past year, home values in Salado have decreased by 1.4%. Over five years, prices have risen approximately 21.3%.
How much do I need to earn to buy a home in Salado?
To comfortably afford the median home price of $494,112 with a 20% down payment ($98,822) at today's rates (6.8%), you'd need a gross annual income of approximately $130,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Salado compare to the national average home price?
The national median home value is approximately $410,000. At $494,112, homes in Salado are 21% above the national average.
What metro area is Salado part of?
Salado is part of the Killeen-Temple, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.