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📍 Saltillo, TX · Zillow ZHVI · July 2026

Average Home Price in
Saltillo, TX

Sulphur Springs, TX metro area · Hopkins County County

Median Home Value
$342,952
↓ 4.6% year-over-year
vs. National Median
$410,000
Saltillo is 16% below
Est. Monthly Payment
$1,789/mo
20% down · 6.8% rate
Income Needed
$91K
gross annual (30% rule)
Median Home Value
$342,952
↓ 4.6% year-over-year
Down Payment (20%)$68,590
Monthly P&I$1,789/mo
With Taxes & Ins.~$2,272/mo
Income Needed$90,880/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Saltillo, TX

The median home value in Saltillo, TX is $342,952 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 4.6% compared to a year ago and down 0.3% from two years prior.

Compared to the U.S. national median of $410,000, homes in Saltillo are priced16% below average. Saltillo is part of the Sulphur Springs, TX metro area.

City Comparison

Saltillo vs. National Median

🏠 Saltillo
$342,952
National Median
$410,000

At $342,952, homes in Saltillo cost 16% below the national median of $410,000. This makes Saltillo a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Saltillo?

20% Down Payment
$68,590
on $342,952
Monthly P&I
$1,789/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,272/mo
incl. taxes & insurance
Income Needed
$90,880
gross annual (30% rule)
10% Down Option
$34,295
+ PMI applies
Loan Amount (20% dn)
$274,362
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Saltillo, TX?
The median home value in Saltillo is $342,952 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 4.6% year-over-year.
How much have home prices changed in Saltillo?
Over the past year, home values in Saltillo have decreased by 4.6%.
How much do I need to earn to buy a home in Saltillo?
To comfortably afford the median home price of $342,952 with a 20% down payment ($68,590) at today's rates (6.8%), you'd need a gross annual income of approximately $90,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Saltillo compare to the national average home price?
The national median home value is approximately $410,000. At $342,952, homes in Saltillo are 16% below the national average.
What metro area is Saltillo part of?
Saltillo is part of the Sulphur Springs, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.