Market Overview
Home Prices in San Saba, TX
The median home value in San Saba, TX is $190,834 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.9% compared to a year ago and down 11.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in San Saba are priced53% below average.
Over the past five years, San Saba home values have fallen by approximately8.5%, reflecting softening conditions in this market.
Price History
San Saba Home Price Trend
2020
$171,514
$172K
—
2021
$208,550
$209K
+21.6%
2022
$235,934
$236K
+13.1%
2023
$229,107
$229K
-2.9%
2024
$223,038
$223K
-2.6%
2025
$196,436
$196K
-11.9%
2026
$190,834
$191K
-2.9%
City Comparison
San Saba vs. National Median
🏠 San Saba
$190,834
National Median
$410,000
At $190,834, homes in San Saba cost 53% below the national median of $410,000. This makes San Saba a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in San Saba?
20% Down Payment
$38,167
on $190,834
Monthly P&I
$995/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,264/mo
incl. taxes & insurance
Income Needed
$50,560
gross annual (30% rule)
10% Down Option
$19,083
+ PMI applies
Loan Amount (20% dn)
$152,667
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in San Saba, TX?
The median home value in San Saba is $190,834 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.9% year-over-year.
How much have home prices changed in San Saba?
Over the past year, home values in San Saba have decreased by 2.9%. Over five years, prices have fallen approximately 8.5%.
How much do I need to earn to buy a home in San Saba?
To comfortably afford the median home price of $190,834 with a 20% down payment ($38,167) at today's rates (6.8%), you'd need a gross annual income of approximately $50,560. This assumes keeping total housing costs at or below 30% of gross income.
How does San Saba compare to the national average home price?
The national median home value is approximately $410,000. At $190,834, homes in San Saba are 53% below the national average.