Market Overview
Home Prices in Santa Clara, TX
The median home value in Santa Clara, TX is $503,184 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.3% compared to a year ago and down 2.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Santa Clara are priced23% above average. Santa Clara is part of the San Antonio-New Braunfels, TX metro area.
Over the past five years, Santa Clara home values have risen by approximately21.2%, reflecting strong long-term appreciation in this market.
Price History
Santa Clara Home Price Trend
City Comparison
Santa Clara vs. National Median
At $503,184, homes in Santa Clara cost 23% above the national median of $410,000. Buyers in Santa Clara should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Santa Clara?
20% Down Payment
$100,637
on $503,184
Monthly P&I
$2,624/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,332/mo
incl. taxes & insurance
Income Needed
$133,280
gross annual (30% rule)
10% Down Option
$50,318
+ PMI applies
Loan Amount (20% dn)
$402,547
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Santa Clara, TX?
The median home value in Santa Clara is $503,184 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.3% year-over-year.
How much have home prices changed in Santa Clara?
Over the past year, home values in Santa Clara have increased by 2.3%. Over five years, prices have risen approximately 21.2%.
How much do I need to earn to buy a home in Santa Clara?
To comfortably afford the median home price of $503,184 with a 20% down payment ($100,637) at today's rates (6.8%), you'd need a gross annual income of approximately $133,280. This assumes keeping total housing costs at or below 30% of gross income.
How does Santa Clara compare to the national average home price?
The national median home value is approximately $410,000. At $503,184, homes in Santa Clara are 23% above the national average.
What metro area is Santa Clara part of?
Santa Clara is part of the San Antonio-New Braunfels, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.