Market Overview
Home Prices in Santa Rosa, TX
The median home value in Santa Rosa, TX is $149,851 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4% compared to a year ago and down 3.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Santa Rosa are priced63% below average. Santa Rosa is part of the Brownsville-Harlingen, TX metro area.
Over the past five years, Santa Rosa home values have risen by approximately13.7%, reflecting steady appreciation in this market.
Price History
Santa Rosa Home Price Trend
City Comparison
Santa Rosa vs. National Median
At $149,851, homes in Santa Rosa cost 63% below the national median of $410,000. This makes Santa Rosa a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Santa Rosa?
20% Down Payment
$29,970
on $149,851
Monthly P&I
$782/mo
30-yr @ 6.8%
Total Monthly Est.
~$993/mo
incl. taxes & insurance
Income Needed
$39,720
gross annual (30% rule)
10% Down Option
$14,985
+ PMI applies
Loan Amount (20% dn)
$119,881
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Santa Rosa, TX?
The median home value in Santa Rosa is $149,851 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4% year-over-year.
How much have home prices changed in Santa Rosa?
Over the past year, home values in Santa Rosa have increased by 4%. Over five years, prices have risen approximately 13.7%.
How much do I need to earn to buy a home in Santa Rosa?
To comfortably afford the median home price of $149,851 with a 20% down payment ($29,970) at today's rates (6.8%), you'd need a gross annual income of approximately $39,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Santa Rosa compare to the national average home price?
The national median home value is approximately $410,000. At $149,851, homes in Santa Rosa are 63% below the national average.
What metro area is Santa Rosa part of?
Santa Rosa is part of the Brownsville-Harlingen, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.