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📍 Santo, TX · Zillow ZHVI · July 2026

Average Home Price in
Santo, TX

Mineral Wells, TX metro area · Palo Pinto County County

Median Home Value
$418,872
↓ 2.5% year-over-year
vs. National Median
$410,000
Santo is 2% above
Est. Monthly Payment
$2,185/mo
20% down · 6.8% rate
Income Needed
$111K
gross annual (30% rule)
Median Home Value
$418,872
↓ 2.5% year-over-year
Down Payment (20%)$83,774
Monthly P&I$2,185/mo
With Taxes & Ins.~$2,775/mo
Income Needed$111,000/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Santo, TX

The median home value in Santo, TX is $418,872 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.5% compared to a year ago and up 0.4% from two years prior.

Compared to the U.S. national median of $410,000, homes in Santo are priced2% above average. Santo is part of the Mineral Wells, TX metro area.

City Comparison

Santo vs. National Median

🏠 Santo
$418,872
National Median
$410,000

At $418,872, homes in Santo cost 2% above the national median of $410,000. Buyers in Santo should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Santo?

20% Down Payment
$83,774
on $418,872
Monthly P&I
$2,185/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,775/mo
incl. taxes & insurance
Income Needed
$111,000
gross annual (30% rule)
10% Down Option
$41,887
+ PMI applies
Loan Amount (20% dn)
$335,098
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Santo, TX?
The median home value in Santo is $418,872 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.5% year-over-year.
How much have home prices changed in Santo?
Over the past year, home values in Santo have decreased by 2.5%.
How much do I need to earn to buy a home in Santo?
To comfortably afford the median home price of $418,872 with a 20% down payment ($83,774) at today's rates (6.8%), you'd need a gross annual income of approximately $111,000. This assumes keeping total housing costs at or below 30% of gross income.
How does Santo compare to the national average home price?
The national median home value is approximately $410,000. At $418,872, homes in Santo are 2% above the national average.
What metro area is Santo part of?
Santo is part of the Mineral Wells, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.