Market Overview
Home Prices in Seminole, TX
The median home value in Seminole, TX is $260,213 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.3% compared to a year ago and up 4.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Seminole are priced37% below average.
Over the past five years, Seminole home values have risen by approximately18.7%, reflecting steady appreciation in this market.
Price History
Seminole Home Price Trend
2020
$205,721
$206K
—
2021
$219,231
$219K
+6.6%
2022
$239,907
$240K
+9.4%
2023
$231,456
$231K
-3.5%
2024
$245,216
$245K
+5.9%
2025
$256,893
$257K
+4.8%
2026
$260,213
$260K
+1.3%
City Comparison
Seminole vs. National Median
🏠 Seminole
$260,213
National Median
$410,000
At $260,213, homes in Seminole cost 37% below the national median of $410,000. This makes Seminole a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Seminole?
20% Down Payment
$52,043
on $260,213
Monthly P&I
$1,357/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,723/mo
incl. taxes & insurance
Income Needed
$68,920
gross annual (30% rule)
10% Down Option
$26,021
+ PMI applies
Loan Amount (20% dn)
$208,170
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Seminole, TX?
The median home value in Seminole is $260,213 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.3% year-over-year.
How much have home prices changed in Seminole?
Over the past year, home values in Seminole have increased by 1.3%. Over five years, prices have risen approximately 18.7%.
How much do I need to earn to buy a home in Seminole?
To comfortably afford the median home price of $260,213 with a 20% down payment ($52,043) at today's rates (6.8%), you'd need a gross annual income of approximately $68,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Seminole compare to the national average home price?
The national median home value is approximately $410,000. At $260,213, homes in Seminole are 37% below the national average.