Market Overview
Home Prices in Shamrock, TX
The median home value in Shamrock, TX is $82,647 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 8% compared to a year ago and down 20% from two years prior.
Compared to the U.S. national median of $410,000, homes in Shamrock are priced80% below average.
Over the past five years, Shamrock home values have fallen by approximately39.6%, reflecting softening conditions in this market.
Price History
Shamrock Home Price Trend
2020
$118,854
$119K
—
2021
$136,899
$137K
+15.2%
2022
$133,024
$133K
-2.8%
2023
$126,176
$126K
-5.1%
2024
$112,339
$112K
-11.0%
2025
$89,826
$90K
-20.0%
2026
$82,647
$83K
-8.0%
City Comparison
Shamrock vs. National Median
🏠 Shamrock
$82,647
National Median
$410,000
At $82,647, homes in Shamrock cost 80% below the national median of $410,000. This makes Shamrock a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Shamrock?
20% Down Payment
$16,529
on $82,647
Monthly P&I
$431/mo
30-yr @ 6.8%
Total Monthly Est.
~$547/mo
incl. taxes & insurance
Income Needed
$21,880
gross annual (30% rule)
10% Down Option
$8,265
+ PMI applies
Loan Amount (20% dn)
$66,118
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Shamrock, TX?
The median home value in Shamrock is $82,647 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 8% year-over-year.
How much have home prices changed in Shamrock?
Over the past year, home values in Shamrock have decreased by 8%. Over five years, prices have fallen approximately 39.6%.
How much do I need to earn to buy a home in Shamrock?
To comfortably afford the median home price of $82,647 with a 20% down payment ($16,529) at today's rates (6.8%), you'd need a gross annual income of approximately $21,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Shamrock compare to the national average home price?
The national median home value is approximately $410,000. At $82,647, homes in Shamrock are 80% below the national average.