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📍 Simms, TX · Zillow ZHVI · July 2026

Average Home Price in
Simms, TX

Texarkana, TX-AR metro area · Bowie County County

Median Home Value
$193,072
↓ 9.3% year-over-year
vs. National Median
$410,000
Simms is 53% below
Est. Monthly Payment
$1,007/mo
20% down · 6.8% rate
Income Needed
$51K
gross annual (30% rule)
Median Home Value
$193,072
↓ 9.3% year-over-year
Down Payment (20%)$38,614
Monthly P&I$1,007/mo
With Taxes & Ins.~$1,279/mo
Income Needed$51,160/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Simms, TX

The median home value in Simms, TX is $193,072 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 9.3% compared to a year ago and down 12.5% from two years prior.

Compared to the U.S. national median of $410,000, homes in Simms are priced53% below average. Simms is part of the Texarkana, TX-AR metro area.

City Comparison

Simms vs. National Median

🏠 Simms
$193,072
National Median
$410,000

At $193,072, homes in Simms cost 53% below the national median of $410,000. This makes Simms a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Simms?

20% Down Payment
$38,614
on $193,072
Monthly P&I
$1,007/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,279/mo
incl. taxes & insurance
Income Needed
$51,160
gross annual (30% rule)
10% Down Option
$19,307
+ PMI applies
Loan Amount (20% dn)
$154,458
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Simms, TX?
The median home value in Simms is $193,072 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 9.3% year-over-year.
How much have home prices changed in Simms?
Over the past year, home values in Simms have decreased by 9.3%.
How much do I need to earn to buy a home in Simms?
To comfortably afford the median home price of $193,072 with a 20% down payment ($38,614) at today's rates (6.8%), you'd need a gross annual income of approximately $51,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Simms compare to the national average home price?
The national median home value is approximately $410,000. At $193,072, homes in Simms are 53% below the national average.
What metro area is Simms part of?
Simms is part of the Texarkana, TX-AR metropolitan area. Home prices and market conditions can vary across the broader metro region.