Market Overview
Home Prices in Smiley, TX
The median home value in Smiley, TX is $284,968 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 8.3% compared to a year ago and down 5.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Smiley are priced30% below average.
Price History
Smiley Home Price Trend
2022
$360,933
$361K
—
2023
$355,910
$356K
-1.4%
2024
$329,126
$329K
-7.5%
2025
$310,841
$311K
-5.6%
2026
$284,968
$285K
-8.3%
City Comparison
Smiley vs. National Median
🏠 Smiley
$284,968
National Median
$410,000
At $284,968, homes in Smiley cost 30% below the national median of $410,000. This makes Smiley a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Smiley?
20% Down Payment
$56,994
on $284,968
Monthly P&I
$1,486/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,887/mo
incl. taxes & insurance
Income Needed
$75,480
gross annual (30% rule)
10% Down Option
$28,497
+ PMI applies
Loan Amount (20% dn)
$227,974
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Smiley, TX?
The median home value in Smiley is $284,968 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 8.3% year-over-year.
How much have home prices changed in Smiley?
Over the past year, home values in Smiley have decreased by 8.3%.
How much do I need to earn to buy a home in Smiley?
To comfortably afford the median home price of $284,968 with a 20% down payment ($56,994) at today's rates (6.8%), you'd need a gross annual income of approximately $75,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Smiley compare to the national average home price?
The national median home value is approximately $410,000. At $284,968, homes in Smiley are 30% below the national average.