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📍 Spur, TX · Zillow ZHVI · July 2026

Average Home Price in
Spur, TX

Lubbock, TX metro area · Dickens County County

Median Home Value
$87,058
↓ 0.7% year-over-year
vs. National Median
$410,000
Spur is 79% below
Est. Monthly Payment
$454/mo
20% down · 6.8% rate
Income Needed
$23K
gross annual (30% rule)
Median Home Value
$87,058
↓ 0.7% year-over-year
Down Payment (20%)$17,412
Monthly P&I$454/mo
With Taxes & Ins.~$577/mo
Income Needed$23,080/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Spur, TX

The median home value in Spur, TX is $87,058 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.7% compared to a year ago and up 8.8% from two years prior.

Compared to the U.S. national median of $410,000, homes in Spur are priced79% below average. Spur is part of the Lubbock, TX metro area.

City Comparison

Spur vs. National Median

🏠 Spur
$87,058
National Median
$410,000

At $87,058, homes in Spur cost 79% below the national median of $410,000. This makes Spur a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Spur?

20% Down Payment
$17,412
on $87,058
Monthly P&I
$454/mo
30-yr @ 6.8%
Total Monthly Est.
~$577/mo
incl. taxes & insurance
Income Needed
$23,080
gross annual (30% rule)
10% Down Option
$8,706
+ PMI applies
Loan Amount (20% dn)
$69,646
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Spur, TX?
The median home value in Spur is $87,058 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.7% year-over-year.
How much have home prices changed in Spur?
Over the past year, home values in Spur have decreased by 0.7%.
How much do I need to earn to buy a home in Spur?
To comfortably afford the median home price of $87,058 with a 20% down payment ($17,412) at today's rates (6.8%), you'd need a gross annual income of approximately $23,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Spur compare to the national average home price?
The national median home value is approximately $410,000. At $87,058, homes in Spur are 79% below the national average.
What metro area is Spur part of?
Spur is part of the Lubbock, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.