Market Overview
Home Prices in Stamford, TX
The median home value in Stamford, TX is $97,247 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 4.9% compared to a year ago and down 2.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Stamford are priced76% below average. Stamford is part of the Abilene, TX metro area.
Over the past five years, Stamford home values have fallen by approximately12.0%, reflecting softening conditions in this market.
Price History
Stamford Home Price Trend
City Comparison
Stamford vs. National Median
At $97,247, homes in Stamford cost 76% below the national median of $410,000. This makes Stamford a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Stamford?
20% Down Payment
$19,449
on $97,247
Monthly P&I
$507/mo
30-yr @ 6.8%
Total Monthly Est.
~$644/mo
incl. taxes & insurance
Income Needed
$25,760
gross annual (30% rule)
10% Down Option
$9,725
+ PMI applies
Loan Amount (20% dn)
$77,798
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Stamford, TX?
The median home value in Stamford is $97,247 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 4.9% year-over-year.
How much have home prices changed in Stamford?
Over the past year, home values in Stamford have decreased by 4.9%. Over five years, prices have fallen approximately 12.0%.
How much do I need to earn to buy a home in Stamford?
To comfortably afford the median home price of $97,247 with a 20% down payment ($19,449) at today's rates (6.8%), you'd need a gross annual income of approximately $25,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Stamford compare to the national average home price?
The national median home value is approximately $410,000. At $97,247, homes in Stamford are 76% below the national average.
What metro area is Stamford part of?
Stamford is part of the Abilene, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.