Market Overview
Home Prices in Star Harbor, TX
The median home value in Star Harbor, TX is $439,553 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 5.9% compared to a year ago and down 1.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Star Harbor are priced7% above average. Star Harbor is part of the Athens, TX metro area.
Over the past five years, Star Harbor home values have risen by approximately3.7%, reflecting modest growth in this market.
Price History
Star Harbor Home Price Trend
City Comparison
Star Harbor vs. National Median
At $439,553, homes in Star Harbor cost 7% above the national median of $410,000. Buyers in Star Harbor should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Star Harbor?
20% Down Payment
$87,911
on $439,553
Monthly P&I
$2,292/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,911/mo
incl. taxes & insurance
Income Needed
$116,440
gross annual (30% rule)
10% Down Option
$43,955
+ PMI applies
Loan Amount (20% dn)
$351,642
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Star Harbor, TX?
The median home value in Star Harbor is $439,553 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 5.9% year-over-year.
How much have home prices changed in Star Harbor?
Over the past year, home values in Star Harbor have decreased by 5.9%. Over five years, prices have risen approximately 3.7%.
How much do I need to earn to buy a home in Star Harbor?
To comfortably afford the median home price of $439,553 with a 20% down payment ($87,911) at today's rates (6.8%), you'd need a gross annual income of approximately $116,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Star Harbor compare to the national average home price?
The national median home value is approximately $410,000. At $439,553, homes in Star Harbor are 7% above the national average.
What metro area is Star Harbor part of?
Star Harbor is part of the Athens, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.