Market Overview
Home Prices in Sterling City, TX
The median home value in Sterling City, TX is $206,730 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.9% compared to a year ago and down 5.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Sterling City are priced50% below average. Sterling City is part of the San Angelo, TX metro area.
Price History
Sterling City Home Price Trend
2022
$253,817
$254K
—
2023
$229,998
$230K
-9.4%
2024
$216,384
$216K
-5.9%
2025
$204,892
$205K
-5.3%
2026
$206,730
$207K
+0.9%
City Comparison
Sterling City vs. National Median
🏠 Sterling City
$206,730
National Median
$410,000
At $206,730, homes in Sterling City cost 50% below the national median of $410,000. This makes Sterling City a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Sterling City?
20% Down Payment
$41,346
on $206,730
Monthly P&I
$1,078/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,369/mo
incl. taxes & insurance
Income Needed
$54,760
gross annual (30% rule)
10% Down Option
$20,673
+ PMI applies
Loan Amount (20% dn)
$165,384
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Sterling City, TX?
The median home value in Sterling City is $206,730 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.9% year-over-year.
How much have home prices changed in Sterling City?
Over the past year, home values in Sterling City have increased by 0.9%.
How much do I need to earn to buy a home in Sterling City?
To comfortably afford the median home price of $206,730 with a 20% down payment ($41,346) at today's rates (6.8%), you'd need a gross annual income of approximately $54,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Sterling City compare to the national average home price?
The national median home value is approximately $410,000. At $206,730, homes in Sterling City are 50% below the national average.
What metro area is Sterling City part of?
Sterling City is part of the San Angelo, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.