Market Overview
Home Prices in Stratford, TX
The median home value in Stratford, TX is $171,938 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.4% compared to a year ago and up 0.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Stratford are priced58% below average.
Price History
Stratford Home Price Trend
2022
$167,947
$168K
—
2023
$164,624
$165K
-2.0%
2024
$162,865
$163K
-1.1%
2025
$163,130
$163K
+0.2%
2026
$171,938
$172K
+5.4%
City Comparison
Stratford vs. National Median
🏠 Stratford
$171,938
National Median
$410,000
At $171,938, homes in Stratford cost 58% below the national median of $410,000. This makes Stratford a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Stratford?
20% Down Payment
$34,388
on $171,938
Monthly P&I
$897/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,139/mo
incl. taxes & insurance
Income Needed
$45,560
gross annual (30% rule)
10% Down Option
$17,194
+ PMI applies
Loan Amount (20% dn)
$137,550
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Stratford, TX?
The median home value in Stratford is $171,938 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.4% year-over-year.
How much have home prices changed in Stratford?
Over the past year, home values in Stratford have increased by 5.4%.
How much do I need to earn to buy a home in Stratford?
To comfortably afford the median home price of $171,938 with a 20% down payment ($34,388) at today's rates (6.8%), you'd need a gross annual income of approximately $45,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Stratford compare to the national average home price?
The national median home value is approximately $410,000. At $171,938, homes in Stratford are 58% below the national average.