Home›Texas›Sulphur Bluff
📍 Sulphur Bluff, TX · Zillow ZHVI · July 2026

Average Home Price in
Sulphur Bluff, TX

Sulphur Springs, TX metro area · Hopkins County County

Median Home Value
$324,275
↓ 5.6% year-over-year
vs. National Median
$410,000
Sulphur Bluff is 21% below
Est. Monthly Payment
$1,691/mo
20% down · 6.8% rate
Income Needed
$86K
gross annual (30% rule)
Median Home Value
$324,275
↓ 5.6% year-over-year
Down Payment (20%)$64,855
Monthly P&I$1,691/mo
With Taxes & Ins.~$2,148/mo
Income Needed$85,920/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Sulphur Bluff, TX

The median home value in Sulphur Bluff, TX is $324,275 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 5.6% compared to a year ago and down 5.9% from two years prior.

Compared to the U.S. national median of $410,000, homes in Sulphur Bluff are priced21% below average. Sulphur Bluff is part of the Sulphur Springs, TX metro area.

City Comparison

Sulphur Bluff vs. National Median

🏠 Sulphur Bluff
$324,275
National Median
$410,000

At $324,275, homes in Sulphur Bluff cost 21% below the national median of $410,000. This makes Sulphur Bluff a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Sulphur Bluff?

20% Down Payment
$64,855
on $324,275
Monthly P&I
$1,691/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,148/mo
incl. taxes & insurance
Income Needed
$85,920
gross annual (30% rule)
10% Down Option
$32,428
+ PMI applies
Loan Amount (20% dn)
$259,420
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Sulphur Bluff, TX?
The median home value in Sulphur Bluff is $324,275 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 5.6% year-over-year.
How much have home prices changed in Sulphur Bluff?
Over the past year, home values in Sulphur Bluff have decreased by 5.6%.
How much do I need to earn to buy a home in Sulphur Bluff?
To comfortably afford the median home price of $324,275 with a 20% down payment ($64,855) at today's rates (6.8%), you'd need a gross annual income of approximately $85,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Sulphur Bluff compare to the national average home price?
The national median home value is approximately $410,000. At $324,275, homes in Sulphur Bluff are 21% below the national average.
What metro area is Sulphur Bluff part of?
Sulphur Bluff is part of the Sulphur Springs, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.