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📍 Sumner, TX · Zillow ZHVI · July 2026

Average Home Price in
Sumner, TX

Paris, TX metro area · Lamar County County

Median Home Value
$332,392
↑ 4.3% year-over-year
vs. National Median
$410,000
Sumner is 19% below
Est. Monthly Payment
$1,734/mo
20% down · 6.8% rate
Income Needed
$88K
gross annual (30% rule)
Median Home Value
$332,392
↑ 4.3% year-over-year
Down Payment (20%)$66,478
Monthly P&I$1,734/mo
With Taxes & Ins.~$2,202/mo
Income Needed$88,080/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Sumner, TX

The median home value in Sumner, TX is $332,392 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.3% compared to a year ago and up 7.4% from two years prior.

Compared to the U.S. national median of $410,000, homes in Sumner are priced19% below average. Sumner is part of the Paris, TX metro area.

City Comparison

Sumner vs. National Median

🏠 Sumner
$332,392
National Median
$410,000

At $332,392, homes in Sumner cost 19% below the national median of $410,000. This makes Sumner a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Sumner?

20% Down Payment
$66,478
on $332,392
Monthly P&I
$1,734/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,202/mo
incl. taxes & insurance
Income Needed
$88,080
gross annual (30% rule)
10% Down Option
$33,239
+ PMI applies
Loan Amount (20% dn)
$265,914
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Sumner, TX?
The median home value in Sumner is $332,392 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.3% year-over-year.
How much have home prices changed in Sumner?
Over the past year, home values in Sumner have increased by 4.3%.
How much do I need to earn to buy a home in Sumner?
To comfortably afford the median home price of $332,392 with a 20% down payment ($66,478) at today's rates (6.8%), you'd need a gross annual income of approximately $88,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Sumner compare to the national average home price?
The national median home value is approximately $410,000. At $332,392, homes in Sumner are 19% below the national average.
What metro area is Sumner part of?
Sumner is part of the Paris, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.