Market Overview
Home Prices in Texarkana, TX
The median home value in Texarkana, TX is $203,306 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.8% compared to a year ago and down 3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Texarkana are priced50% below average. Texarkana is part of the Texarkana, TX-AR metro area.
Over the past five years, Texarkana home values have risen by approximately13.9%, reflecting steady appreciation in this market.
Price History
Texarkana Home Price Trend
City Comparison
Texarkana vs. National Median
At $203,306, homes in Texarkana cost 50% below the national median of $410,000. This makes Texarkana a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Texarkana?
20% Down Payment
$40,661
on $203,306
Monthly P&I
$1,060/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,346/mo
incl. taxes & insurance
Income Needed
$53,840
gross annual (30% rule)
10% Down Option
$20,331
+ PMI applies
Loan Amount (20% dn)
$162,645
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Texarkana, TX?
The median home value in Texarkana is $203,306 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.8% year-over-year.
How much have home prices changed in Texarkana?
Over the past year, home values in Texarkana have increased by 2.8%. Over five years, prices have risen approximately 13.9%.
How much do I need to earn to buy a home in Texarkana?
To comfortably afford the median home price of $203,306 with a 20% down payment ($40,661) at today's rates (6.8%), you'd need a gross annual income of approximately $53,840. This assumes keeping total housing costs at or below 30% of gross income.
How does Texarkana compare to the national average home price?
The national median home value is approximately $410,000. At $203,306, homes in Texarkana are 50% below the national average.
What metro area is Texarkana part of?
Texarkana is part of the Texarkana, TX-AR metropolitan area. Home prices and market conditions can vary across the broader metro region.