Market Overview
Home Prices in Texas City, TX
The median home value in Texas City, TX is $229,210 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.6% compared to a year ago and down 2.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Texas City are priced44% below average. Texas City is part of the Houston-The Woodlands-Sugar Land, TX metro area.
Over the past five years, Texas City home values have risen by approximately9.3%, reflecting steady appreciation in this market.
Price History
Texas City Home Price Trend
City Comparison
Texas City vs. National Median
At $229,210, homes in Texas City cost 44% below the national median of $410,000. This makes Texas City a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Texas City?
20% Down Payment
$45,842
on $229,210
Monthly P&I
$1,195/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,518/mo
incl. taxes & insurance
Income Needed
$60,720
gross annual (30% rule)
10% Down Option
$22,921
+ PMI applies
Loan Amount (20% dn)
$183,368
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Texas City, TX?
The median home value in Texas City is $229,210 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.6% year-over-year.
How much have home prices changed in Texas City?
Over the past year, home values in Texas City have decreased by 2.6%. Over five years, prices have risen approximately 9.3%.
How much do I need to earn to buy a home in Texas City?
To comfortably afford the median home price of $229,210 with a 20% down payment ($45,842) at today's rates (6.8%), you'd need a gross annual income of approximately $60,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Texas City compare to the national average home price?
The national median home value is approximately $410,000. At $229,210, homes in Texas City are 44% below the national average.
What metro area is Texas City part of?
Texas City is part of the Houston-The Woodlands-Sugar Land, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.