Market Overview
Home Prices in Troup, TX
The median home value in Troup, TX is $278,459 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.2% compared to a year ago and down 0.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Troup are priced32% below average. Troup is part of the Jacksonville, TX metro area.
Over the past five years, Troup home values have risen by approximately19.7%, reflecting steady appreciation in this market.
Price History
Troup Home Price Trend
2020
$198,096
$198K
—
2021
$232,535
$233K
+17.4%
2022
$275,760
$276K
+18.6%
2023
$280,323
$280K
+1.7%
2024
$282,753
$283K
+0.9%
2025
$281,866
$282K
-0.3%
2026
$278,459
$278K
-1.2%
City Comparison
Troup vs. National Median
🏠 Troup
$278,459
National Median
$410,000
At $278,459, homes in Troup cost 32% below the national median of $410,000. This makes Troup a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Troup?
20% Down Payment
$55,692
on $278,459
Monthly P&I
$1,452/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,844/mo
incl. taxes & insurance
Income Needed
$73,760
gross annual (30% rule)
10% Down Option
$27,846
+ PMI applies
Loan Amount (20% dn)
$222,767
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Troup, TX?
The median home value in Troup is $278,459 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.2% year-over-year.
How much have home prices changed in Troup?
Over the past year, home values in Troup have decreased by 1.2%. Over five years, prices have risen approximately 19.7%.
How much do I need to earn to buy a home in Troup?
To comfortably afford the median home price of $278,459 with a 20% down payment ($55,692) at today's rates (6.8%), you'd need a gross annual income of approximately $73,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Troup compare to the national average home price?
The national median home value is approximately $410,000. At $278,459, homes in Troup are 32% below the national average.
What metro area is Troup part of?
Troup is part of the Jacksonville, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.