Market Overview
Home Prices in Universal City, TX
The median home value in Universal City, TX is $268,166 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.8% compared to a year ago and down 3.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Universal City are priced35% below average. Universal City is part of the San Antonio-New Braunfels, TX metro area.
Over the past five years, Universal City home values have risen by approximately11.4%, reflecting steady appreciation in this market.
Price History
Universal City Home Price Trend
City Comparison
Universal City vs. National Median
At $268,166, homes in Universal City cost 35% below the national median of $410,000. This makes Universal City a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Universal City?
20% Down Payment
$53,633
on $268,166
Monthly P&I
$1,399/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,777/mo
incl. taxes & insurance
Income Needed
$71,080
gross annual (30% rule)
10% Down Option
$26,817
+ PMI applies
Loan Amount (20% dn)
$214,533
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Universal City, TX?
The median home value in Universal City is $268,166 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.8% year-over-year.
How much have home prices changed in Universal City?
Over the past year, home values in Universal City have decreased by 2.8%. Over five years, prices have risen approximately 11.4%.
How much do I need to earn to buy a home in Universal City?
To comfortably afford the median home price of $268,166 with a 20% down payment ($53,633) at today's rates (6.8%), you'd need a gross annual income of approximately $71,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Universal City compare to the national average home price?
The national median home value is approximately $410,000. At $268,166, homes in Universal City are 35% below the national average.
What metro area is Universal City part of?
Universal City is part of the San Antonio-New Braunfels, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.