Market Overview
Home Prices in Victoria, TX
The median home value in Victoria, TX is $217,561 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.5% compared to a year ago and down 1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Victoria are priced47% below average. Victoria is part of the Victoria, TX metro area.
Over the past five years, Victoria home values have risen by approximately18.1%, reflecting steady appreciation in this market.
Price History
Victoria Home Price Trend
City Comparison
Victoria vs. National Median
At $217,561, homes in Victoria cost 47% below the national median of $410,000. This makes Victoria a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Victoria?
20% Down Payment
$43,512
on $217,561
Monthly P&I
$1,135/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,441/mo
incl. taxes & insurance
Income Needed
$57,640
gross annual (30% rule)
10% Down Option
$21,756
+ PMI applies
Loan Amount (20% dn)
$174,049
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Victoria, TX?
The median home value in Victoria is $217,561 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.5% year-over-year.
How much have home prices changed in Victoria?
Over the past year, home values in Victoria have increased by 0.5%. Over five years, prices have risen approximately 18.1%.
How much do I need to earn to buy a home in Victoria?
To comfortably afford the median home price of $217,561 with a 20% down payment ($43,512) at today's rates (6.8%), you'd need a gross annual income of approximately $57,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Victoria compare to the national average home price?
The national median home value is approximately $410,000. At $217,561, homes in Victoria are 47% below the national average.
What metro area is Victoria part of?
Victoria is part of the Victoria, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.