Market Overview
Home Prices in Waxahachie, TX
The median home value in Waxahachie, TX is $372,913 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.8% compared to a year ago and down 1.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Waxahachie are priced9% below average. Waxahachie is part of the Dallas-Fort Worth-Arlington, TX metro area.
Over the past five years, Waxahachie home values have risen by approximately17.6%, reflecting steady appreciation in this market.
Price History
Waxahachie Home Price Trend
City Comparison
Waxahachie vs. National Median
At $372,913, homes in Waxahachie cost 9% below the national median of $410,000. This makes Waxahachie a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Waxahachie?
20% Down Payment
$74,583
on $372,913
Monthly P&I
$1,945/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,470/mo
incl. taxes & insurance
Income Needed
$98,800
gross annual (30% rule)
10% Down Option
$37,291
+ PMI applies
Loan Amount (20% dn)
$298,330
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Waxahachie, TX?
The median home value in Waxahachie is $372,913 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.8% year-over-year.
How much have home prices changed in Waxahachie?
Over the past year, home values in Waxahachie have decreased by 1.8%. Over five years, prices have risen approximately 17.6%.
How much do I need to earn to buy a home in Waxahachie?
To comfortably afford the median home price of $372,913 with a 20% down payment ($74,583) at today's rates (6.8%), you'd need a gross annual income of approximately $98,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Waxahachie compare to the national average home price?
The national median home value is approximately $410,000. At $372,913, homes in Waxahachie are 9% below the national average.
What metro area is Waxahachie part of?
Waxahachie is part of the Dallas-Fort Worth-Arlington, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.