Market Overview
Home Prices in Wharton, TX
The median home value in Wharton, TX is $224,991 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.3% compared to a year ago and down 1.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Wharton are priced45% below average. Wharton is part of the El Campo, TX metro area.
Over the past five years, Wharton home values have risen by approximately4.3%, reflecting modest growth in this market.
Price History
Wharton Home Price Trend
2020
$196,295
$196K
—
2021
$215,619
$216K
+9.8%
2022
$236,658
$237K
+9.8%
2023
$228,282
$228K
-3.5%
2024
$224,763
$225K
-1.5%
2025
$222,016
$222K
-1.2%
2026
$224,991
$225K
+1.3%
City Comparison
Wharton vs. National Median
🏠 Wharton
$224,991
National Median
$410,000
At $224,991, homes in Wharton cost 45% below the national median of $410,000. This makes Wharton a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Wharton?
20% Down Payment
$44,998
on $224,991
Monthly P&I
$1,173/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,490/mo
incl. taxes & insurance
Income Needed
$59,600
gross annual (30% rule)
10% Down Option
$22,499
+ PMI applies
Loan Amount (20% dn)
$179,993
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Wharton, TX?
The median home value in Wharton is $224,991 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.3% year-over-year.
How much have home prices changed in Wharton?
Over the past year, home values in Wharton have increased by 1.3%. Over five years, prices have risen approximately 4.3%.
How much do I need to earn to buy a home in Wharton?
To comfortably afford the median home price of $224,991 with a 20% down payment ($44,998) at today's rates (6.8%), you'd need a gross annual income of approximately $59,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Wharton compare to the national average home price?
The national median home value is approximately $410,000. At $224,991, homes in Wharton are 45% below the national average.
What metro area is Wharton part of?
Wharton is part of the El Campo, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.