Market Overview
Home Prices in White Deer, TX
The median home value in White Deer, TX is $154,060 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.5% compared to a year ago and up 0.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in White Deer are priced62% below average. White Deer is part of the Amarillo, TX metro area.
Price History
White Deer Home Price Trend
2022
$139,484
$139K
—
2023
$142,305
$142K
+2.0%
2024
$148,906
$149K
+4.6%
2025
$150,278
$150K
+0.9%
2026
$154,060
$154K
+2.5%
City Comparison
White Deer vs. National Median
🏠 White Deer
$154,060
National Median
$410,000
At $154,060, homes in White Deer cost 62% below the national median of $410,000. This makes White Deer a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in White Deer?
20% Down Payment
$30,812
on $154,060
Monthly P&I
$803/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,020/mo
incl. taxes & insurance
Income Needed
$40,800
gross annual (30% rule)
10% Down Option
$15,406
+ PMI applies
Loan Amount (20% dn)
$123,248
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in White Deer, TX?
The median home value in White Deer is $154,060 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.5% year-over-year.
How much have home prices changed in White Deer?
Over the past year, home values in White Deer have increased by 2.5%.
How much do I need to earn to buy a home in White Deer?
To comfortably afford the median home price of $154,060 with a 20% down payment ($30,812) at today's rates (6.8%), you'd need a gross annual income of approximately $40,800. This assumes keeping total housing costs at or below 30% of gross income.
How does White Deer compare to the national average home price?
The national median home value is approximately $410,000. At $154,060, homes in White Deer are 62% below the national average.
What metro area is White Deer part of?
White Deer is part of the Amarillo, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.