Market Overview
Home Prices in White Oak, TX
The median home value in White Oak, TX is $250,499 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.4% compared to a year ago and up 2.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in White Oak are priced39% below average. White Oak is part of the Longview, TX metro area.
Over the past five years, White Oak home values have risen by approximately31.4%, reflecting strong long-term appreciation in this market.
Price History
White Oak Home Price Trend
City Comparison
White Oak vs. National Median
At $250,499, homes in White Oak cost 39% below the national median of $410,000. This makes White Oak a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in White Oak?
20% Down Payment
$50,100
on $250,499
Monthly P&I
$1,306/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,659/mo
incl. taxes & insurance
Income Needed
$66,360
gross annual (30% rule)
10% Down Option
$25,050
+ PMI applies
Loan Amount (20% dn)
$200,399
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in White Oak, TX?
The median home value in White Oak is $250,499 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.4% year-over-year.
How much have home prices changed in White Oak?
Over the past year, home values in White Oak have increased by 1.4%. Over five years, prices have risen approximately 31.4%.
How much do I need to earn to buy a home in White Oak?
To comfortably afford the median home price of $250,499 with a 20% down payment ($50,100) at today's rates (6.8%), you'd need a gross annual income of approximately $66,360. This assumes keeping total housing costs at or below 30% of gross income.
How does White Oak compare to the national average home price?
The national median home value is approximately $410,000. At $250,499, homes in White Oak are 39% below the national average.
What metro area is White Oak part of?
White Oak is part of the Longview, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.