Market Overview
Home Prices in White Settlement, TX
The median home value in White Settlement, TX is $221,206 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 3.3% compared to a year ago and down 4.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in White Settlement are priced46% below average. White Settlement is part of the Dallas-Fort Worth-Arlington, TX metro area.
Over the past five years, White Settlement home values have risen by approximately14.9%, reflecting steady appreciation in this market.
Price History
White Settlement Home Price Trend
City Comparison
White Settlement vs. National Median
At $221,206, homes in White Settlement cost 46% below the national median of $410,000. This makes White Settlement a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in White Settlement?
20% Down Payment
$44,241
on $221,206
Monthly P&I
$1,154/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,466/mo
incl. taxes & insurance
Income Needed
$58,640
gross annual (30% rule)
10% Down Option
$22,121
+ PMI applies
Loan Amount (20% dn)
$176,965
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in White Settlement, TX?
The median home value in White Settlement is $221,206 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 3.3% year-over-year.
How much have home prices changed in White Settlement?
Over the past year, home values in White Settlement have decreased by 3.3%. Over five years, prices have risen approximately 14.9%.
How much do I need to earn to buy a home in White Settlement?
To comfortably afford the median home price of $221,206 with a 20% down payment ($44,241) at today's rates (6.8%), you'd need a gross annual income of approximately $58,640. This assumes keeping total housing costs at or below 30% of gross income.
How does White Settlement compare to the national average home price?
The national median home value is approximately $410,000. At $221,206, homes in White Settlement are 46% below the national average.
What metro area is White Settlement part of?
White Settlement is part of the Dallas-Fort Worth-Arlington, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.