Market Overview
Home Prices in Whitney, TX
The median home value in Whitney, TX is $228,470 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.3% compared to a year ago and down 0.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Whitney are priced44% below average.
Over the past five years, Whitney home values have risen by approximately22.8%, reflecting strong long-term appreciation in this market.
Price History
Whitney Home Price Trend
2020
$154,815
$155K
—
2021
$186,050
$186K
+20.2%
2022
$223,398
$223K
+20.1%
2023
$221,845
$222K
-0.7%
2024
$230,058
$230K
+3.7%
2025
$229,255
$229K
-0.3%
2026
$228,470
$228K
-0.3%
City Comparison
Whitney vs. National Median
🏠 Whitney
$228,470
National Median
$410,000
At $228,470, homes in Whitney cost 44% below the national median of $410,000. This makes Whitney a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Whitney?
20% Down Payment
$45,694
on $228,470
Monthly P&I
$1,192/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,514/mo
incl. taxes & insurance
Income Needed
$60,560
gross annual (30% rule)
10% Down Option
$22,847
+ PMI applies
Loan Amount (20% dn)
$182,776
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Whitney, TX?
The median home value in Whitney is $228,470 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.3% year-over-year.
How much have home prices changed in Whitney?
Over the past year, home values in Whitney have decreased by 0.3%. Over five years, prices have risen approximately 22.8%.
How much do I need to earn to buy a home in Whitney?
To comfortably afford the median home price of $228,470 with a 20% down payment ($45,694) at today's rates (6.8%), you'd need a gross annual income of approximately $60,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Whitney compare to the national average home price?
The national median home value is approximately $410,000. At $228,470, homes in Whitney are 44% below the national average.