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📍 Windom, TX · Zillow ZHVI · July 2026

Average Home Price in
Windom, TX

Bonham, TX metro area · Fannin County County

Median Home Value
$331,317
↑ 4.5% year-over-year
vs. National Median
$410,000
Windom is 19% below
Est. Monthly Payment
$1,728/mo
20% down · 6.8% rate
Income Needed
$88K
gross annual (30% rule)
Median Home Value
$331,317
↑ 4.5% year-over-year
Down Payment (20%)$66,263
Monthly P&I$1,728/mo
With Taxes & Ins.~$2,195/mo
Income Needed$87,800/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Windom, TX

The median home value in Windom, TX is $331,317 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.5% compared to a year ago and up 2.2% from two years prior.

Compared to the U.S. national median of $410,000, homes in Windom are priced19% below average. Windom is part of the Bonham, TX metro area.

City Comparison

Windom vs. National Median

🏠 Windom
$331,317
National Median
$410,000

At $331,317, homes in Windom cost 19% below the national median of $410,000. This makes Windom a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Windom?

20% Down Payment
$66,263
on $331,317
Monthly P&I
$1,728/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,195/mo
incl. taxes & insurance
Income Needed
$87,800
gross annual (30% rule)
10% Down Option
$33,132
+ PMI applies
Loan Amount (20% dn)
$265,054
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Windom, TX?
The median home value in Windom is $331,317 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.5% year-over-year.
How much have home prices changed in Windom?
Over the past year, home values in Windom have increased by 4.5%.
How much do I need to earn to buy a home in Windom?
To comfortably afford the median home price of $331,317 with a 20% down payment ($66,263) at today's rates (6.8%), you'd need a gross annual income of approximately $87,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Windom compare to the national average home price?
The national median home value is approximately $410,000. At $331,317, homes in Windom are 19% below the national average.
What metro area is Windom part of?
Windom is part of the Bonham, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.