Market Overview
Home Prices in Winters, TX
The median home value in Winters, TX is $128,945 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.4% compared to a year ago and down 6.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Winters are priced69% below average.
Over the past five years, Winters home values have fallen by approximately6.2%, reflecting softening conditions in this market.
Price History
Winters Home Price Trend
2020
$127,406
$127K
—
2021
$137,413
$137K
+7.9%
2022
$152,032
$152K
+10.6%
2023
$125,665
$126K
-17.3%
2024
$130,988
$131K
+4.2%
2025
$122,286
$122K
-6.6%
2026
$128,945
$129K
+5.4%
City Comparison
Winters vs. National Median
🏠 Winters
$128,945
National Median
$410,000
At $128,945, homes in Winters cost 69% below the national median of $410,000. This makes Winters a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Winters?
20% Down Payment
$25,789
on $128,945
Monthly P&I
$672/mo
30-yr @ 6.8%
Total Monthly Est.
~$853/mo
incl. taxes & insurance
Income Needed
$34,120
gross annual (30% rule)
10% Down Option
$12,895
+ PMI applies
Loan Amount (20% dn)
$103,156
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Winters, TX?
The median home value in Winters is $128,945 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.4% year-over-year.
How much have home prices changed in Winters?
Over the past year, home values in Winters have increased by 5.4%. Over five years, prices have fallen approximately 6.2%.
How much do I need to earn to buy a home in Winters?
To comfortably afford the median home price of $128,945 with a 20% down payment ($25,789) at today's rates (6.8%), you'd need a gross annual income of approximately $34,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Winters compare to the national average home price?
The national median home value is approximately $410,000. At $128,945, homes in Winters are 69% below the national average.