Market Overview
Home Prices in Zapata, TX
The median home value in Zapata, TX is $131,386 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 3.7% compared to a year ago and down 9.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Zapata are priced68% below average. Zapata is part of the Zapata, TX metro area.
Over the past five years, Zapata home values have fallen by approximately27.0%, reflecting softening conditions in this market.
Price History
Zapata Home Price Trend
2020
$159,589
$160K
—
2021
$180,019
$180K
+12.8%
2022
$179,951
$180K
+-0.0%
2023
$156,454
$156K
-13.1%
2024
$150,081
$150K
-4.1%
2025
$136,459
$136K
-9.1%
2026
$131,386
$131K
-3.7%
City Comparison
Zapata vs. National Median
🏠 Zapata
$131,386
National Median
$410,000
At $131,386, homes in Zapata cost 68% below the national median of $410,000. This makes Zapata a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Zapata?
20% Down Payment
$26,277
on $131,386
Monthly P&I
$685/mo
30-yr @ 6.8%
Total Monthly Est.
~$870/mo
incl. taxes & insurance
Income Needed
$34,800
gross annual (30% rule)
10% Down Option
$13,139
+ PMI applies
Loan Amount (20% dn)
$105,109
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Zapata, TX?
The median home value in Zapata is $131,386 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 3.7% year-over-year.
How much have home prices changed in Zapata?
Over the past year, home values in Zapata have decreased by 3.7%. Over five years, prices have fallen approximately 27.0%.
How much do I need to earn to buy a home in Zapata?
To comfortably afford the median home price of $131,386 with a 20% down payment ($26,277) at today's rates (6.8%), you'd need a gross annual income of approximately $34,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Zapata compare to the national average home price?
The national median home value is approximately $410,000. At $131,386, homes in Zapata are 68% below the national average.
What metro area is Zapata part of?
Zapata is part of the Zapata, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.