Market Overview
Home Prices in Colchester, VT
The median home value in Colchester, VT is $493,206 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.1% compared to a year ago and up 1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Colchester are priced20% above average. Colchester is part of the Burlington-South Burlington, VT metro area.
Over the past five years, Colchester home values have risen by approximately41.9%, reflecting strong long-term appreciation in this market.
Price History
Colchester Home Price Trend
City Comparison
Colchester vs. National Median
At $493,206, homes in Colchester cost 20% above the national median of $410,000. Buyers in Colchester should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Colchester?
20% Down Payment
$98,641
on $493,206
Monthly P&I
$2,572/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,266/mo
incl. taxes & insurance
Income Needed
$130,640
gross annual (30% rule)
10% Down Option
$49,321
+ PMI applies
Loan Amount (20% dn)
$394,565
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Colchester, VT?
The median home value in Colchester is $493,206 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.1% year-over-year.
How much have home prices changed in Colchester?
Over the past year, home values in Colchester have increased by 1.1%. Over five years, prices have risen approximately 41.9%.
How much do I need to earn to buy a home in Colchester?
To comfortably afford the median home price of $493,206 with a 20% down payment ($98,641) at today's rates (6.8%), you'd need a gross annual income of approximately $130,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Colchester compare to the national average home price?
The national median home value is approximately $410,000. At $493,206, homes in Colchester are 20% above the national average.
What metro area is Colchester part of?
Colchester is part of the Burlington-South Burlington, VT metropolitan area. Home prices and market conditions can vary across the broader metro region.