Market Overview
Home Prices in Rutland, VT
The median home value in Rutland, VT is $289,521 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.2% compared to a year ago and down 0.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Rutland are priced29% below average. Rutland is part of the Rutland, VT metro area.
Over the past five years, Rutland home values have risen by approximately38.9%, reflecting strong long-term appreciation in this market.
Price History
Rutland Home Price Trend
City Comparison
Rutland vs. National Median
At $289,521, homes in Rutland cost 29% below the national median of $410,000. This makes Rutland a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Rutland?
20% Down Payment
$57,904
on $289,521
Monthly P&I
$1,510/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,918/mo
incl. taxes & insurance
Income Needed
$76,720
gross annual (30% rule)
10% Down Option
$28,952
+ PMI applies
Loan Amount (20% dn)
$231,617
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Rutland, VT?
The median home value in Rutland is $289,521 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.2% year-over-year.
How much have home prices changed in Rutland?
Over the past year, home values in Rutland have increased by 6.2%. Over five years, prices have risen approximately 38.9%.
How much do I need to earn to buy a home in Rutland?
To comfortably afford the median home price of $289,521 with a 20% down payment ($57,904) at today's rates (6.8%), you'd need a gross annual income of approximately $76,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Rutland compare to the national average home price?
The national median home value is approximately $410,000. At $289,521, homes in Rutland are 29% below the national average.
What metro area is Rutland part of?
Rutland is part of the Rutland, VT metropolitan area. Home prices and market conditions can vary across the broader metro region.