Market Overview
Home Prices in Ashford, WA
The median home value in Ashford, WA is $381,338 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.5% compared to a year ago and up 1.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ashford are priced7% below average. Ashford is part of the Seattle-Tacoma-Bellevue, WA metro area.
Over the past five years, Ashford home values have risen by approximately25.7%, reflecting strong long-term appreciation in this market.
Price History
Ashford Home Price Trend
City Comparison
Ashford vs. National Median
At $381,338, homes in Ashford cost 7% below the national median of $410,000. This makes Ashford a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Ashford?
20% Down Payment
$76,268
on $381,338
Monthly P&I
$1,989/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,526/mo
incl. taxes & insurance
Income Needed
$101,040
gross annual (30% rule)
10% Down Option
$38,134
+ PMI applies
Loan Amount (20% dn)
$305,070
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ashford, WA?
The median home value in Ashford is $381,338 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.5% year-over-year.
How much have home prices changed in Ashford?
Over the past year, home values in Ashford have increased by 0.5%. Over five years, prices have risen approximately 25.7%.
How much do I need to earn to buy a home in Ashford?
To comfortably afford the median home price of $381,338 with a 20% down payment ($76,268) at today's rates (6.8%), you'd need a gross annual income of approximately $101,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Ashford compare to the national average home price?
The national median home value is approximately $410,000. At $381,338, homes in Ashford are 7% below the national average.
What metro area is Ashford part of?
Ashford is part of the Seattle-Tacoma-Bellevue, WA metropolitan area. Home prices and market conditions can vary across the broader metro region.