📍 Blaine, WA · Zillow ZHVI · July 2026

Average Home Price in
Blaine, WA

Bellingham, WA metro area · Whatcom County County

Median Home Value
$545,855
↓ 0.4% year-over-year
vs. National Median
$410,000
Blaine is 33% above
Est. Monthly Payment
$2,847/mo
20% down · 6.8% rate
Income Needed
$145K
gross annual (30% rule)
Median Home Value
$545,855
↓ 0.4% year-over-year

Down Payment (20%)$109,171
Monthly P&I$2,847/mo
With Taxes & Ins.~$3,616/mo
Income Needed$144,640/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Blaine, WA

The median home value in Blaine, WA is $545,855 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.4% compared to a year ago and up 1.4% from two years prior.

Compared to the U.S. national median of $410,000, homes in Blaine are priced33% above average. Blaine is part of the Bellingham, WA metro area.

Over the past five years, Blaine home values have risen by approximately15.8%, reflecting steady appreciation in this market.

City Comparison

Blaine vs. National Median

🏠 Blaine
$545,855
National Median
$410,000

At $545,855, homes in Blaine cost 33% above the national median of $410,000. Buyers in Blaine should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Blaine?

20% Down Payment
$109,171
on $545,855
Monthly P&I
$2,847/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,616/mo
incl. taxes & insurance
Income Needed
$144,640
gross annual (30% rule)
10% Down Option
$54,586
+ PMI applies
Loan Amount (20% dn)
$436,684
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Blaine, WA?
The median home value in Blaine is $545,855 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.4% year-over-year.
How much have home prices changed in Blaine?
Over the past year, home values in Blaine have decreased by 0.4%. Over five years, prices have risen approximately 15.8%.
How much do I need to earn to buy a home in Blaine?
To comfortably afford the median home price of $545,855 with a 20% down payment ($109,171) at today's rates (6.8%), you'd need a gross annual income of approximately $144,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Blaine compare to the national average home price?
The national median home value is approximately $410,000. At $545,855, homes in Blaine are 33% above the national average.
What metro area is Blaine part of?
Blaine is part of the Bellingham, WA metropolitan area. Home prices and market conditions can vary across the broader metro region.