Market Overview
Home Prices in Chimacum, WA
The median home value in Chimacum, WA is $551,273 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.1% compared to a year ago and up 5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Chimacum are priced34% above average.
Over the past five years, Chimacum home values have risen by approximately17.9%, reflecting steady appreciation in this market.
Price History
Chimacum Home Price Trend
2020
$352,403
$352K
—
2021
$467,566
$468K
+32.7%
2022
$562,428
$562K
+20.3%
2023
$522,760
$523K
-7.1%
2024
$525,592
$526K
+0.5%
2025
$551,610
$552K
+5.0%
2026
$551,273
$551K
-0.1%
City Comparison
Chimacum vs. National Median
🏠 Chimacum
$551,273
National Median
$410,000
At $551,273, homes in Chimacum cost 34% above the national median of $410,000. Buyers in Chimacum should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Chimacum?
20% Down Payment
$110,255
on $551,273
Monthly P&I
$2,875/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,651/mo
incl. taxes & insurance
Income Needed
$146,040
gross annual (30% rule)
10% Down Option
$55,127
+ PMI applies
Loan Amount (20% dn)
$441,018
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Chimacum, WA?
The median home value in Chimacum is $551,273 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.1% year-over-year.
How much have home prices changed in Chimacum?
Over the past year, home values in Chimacum have decreased by 0.1%. Over five years, prices have risen approximately 17.9%.
How much do I need to earn to buy a home in Chimacum?
To comfortably afford the median home price of $551,273 with a 20% down payment ($110,255) at today's rates (6.8%), you'd need a gross annual income of approximately $146,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Chimacum compare to the national average home price?
The national median home value is approximately $410,000. At $551,273, homes in Chimacum are 34% above the national average.