Market Overview
Home Prices in Cosmopolis, WA
The median home value in Cosmopolis, WA is $335,650 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.2% compared to a year ago and down 1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cosmopolis are priced18% below average. Cosmopolis is part of the Aberdeen, WA metro area.
Over the past five years, Cosmopolis home values have risen by approximately6.4%, reflecting steady appreciation in this market.
Price History
Cosmopolis Home Price Trend
City Comparison
Cosmopolis vs. National Median
At $335,650, homes in Cosmopolis cost 18% below the national median of $410,000. This makes Cosmopolis a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Cosmopolis?
20% Down Payment
$67,130
on $335,650
Monthly P&I
$1,751/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,224/mo
incl. taxes & insurance
Income Needed
$88,960
gross annual (30% rule)
10% Down Option
$33,565
+ PMI applies
Loan Amount (20% dn)
$268,520
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cosmopolis, WA?
The median home value in Cosmopolis is $335,650 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.2% year-over-year.
How much have home prices changed in Cosmopolis?
Over the past year, home values in Cosmopolis have decreased by 0.2%. Over five years, prices have risen approximately 6.4%.
How much do I need to earn to buy a home in Cosmopolis?
To comfortably afford the median home price of $335,650 with a 20% down payment ($67,130) at today's rates (6.8%), you'd need a gross annual income of approximately $88,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Cosmopolis compare to the national average home price?
The national median home value is approximately $410,000. At $335,650, homes in Cosmopolis are 18% below the national average.
What metro area is Cosmopolis part of?
Cosmopolis is part of the Aberdeen, WA metropolitan area. Home prices and market conditions can vary across the broader metro region.