📍 Coupeville, WA · Zillow ZHVI · July 2026

Average Home Price in
Coupeville, WA

Oak Harbor, WA metro area · Island County County

Median Home Value
$652,868
↑ 2.3% year-over-year
vs. National Median
$410,000
Coupeville is 59% above
Est. Monthly Payment
$3,405/mo
20% down · 6.8% rate
Income Needed
$173K
gross annual (30% rule)
Median Home Value
$652,868
↑ 2.3% year-over-year

Down Payment (20%)$130,574
Monthly P&I$3,405/mo
With Taxes & Ins.~$4,324/mo
Income Needed$172,960/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Coupeville, WA

The median home value in Coupeville, WA is $652,868 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.3% compared to a year ago and up 3.2% from two years prior.

Compared to the U.S. national median of $410,000, homes in Coupeville are priced59% above average. Coupeville is part of the Oak Harbor, WA metro area.

Over the past five years, Coupeville home values have risen by approximately14.3%, reflecting steady appreciation in this market.

City Comparison

Coupeville vs. National Median

🏠 Coupeville
$652,868
National Median
$410,000

At $652,868, homes in Coupeville cost 59% above the national median of $410,000. Buyers in Coupeville should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Coupeville?

20% Down Payment
$130,574
on $652,868
Monthly P&I
$3,405/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,324/mo
incl. taxes & insurance
Income Needed
$172,960
gross annual (30% rule)
10% Down Option
$65,287
+ PMI applies
Loan Amount (20% dn)
$522,294
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Coupeville, WA?
The median home value in Coupeville is $652,868 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.3% year-over-year.
How much have home prices changed in Coupeville?
Over the past year, home values in Coupeville have increased by 2.3%. Over five years, prices have risen approximately 14.3%.
How much do I need to earn to buy a home in Coupeville?
To comfortably afford the median home price of $652,868 with a 20% down payment ($130,574) at today's rates (6.8%), you'd need a gross annual income of approximately $172,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Coupeville compare to the national average home price?
The national median home value is approximately $410,000. At $652,868, homes in Coupeville are 59% above the national average.
What metro area is Coupeville part of?
Coupeville is part of the Oak Harbor, WA metropolitan area. Home prices and market conditions can vary across the broader metro region.