📍 Ford, WA · Zillow ZHVI · July 2026

Average Home Price in
Ford, WA

Spokane-Spokane Valley, WA metro area · Stevens County County

Median Home Value
$295,097
↑ 4% year-over-year
vs. National Median
$410,000
Ford is 28% below
Est. Monthly Payment
$1,539/mo
20% down · 6.8% rate
Income Needed
$78K
gross annual (30% rule)
Median Home Value
$295,097
↑ 4% year-over-year

Down Payment (20%)$59,019
Monthly P&I$1,539/mo
With Taxes & Ins.~$1,955/mo
Income Needed$78,200/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Ford, WA

The median home value in Ford, WA is $295,097 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4% compared to a year ago and up 7% from two years prior.

Compared to the U.S. national median of $410,000, homes in Ford are priced28% below average. Ford is part of the Spokane-Spokane Valley, WA metro area.

Over the past five years, Ford home values have risen by approximately18.7%, reflecting steady appreciation in this market.

City Comparison

Ford vs. National Median

🏠 Ford
$295,097
National Median
$410,000

At $295,097, homes in Ford cost 28% below the national median of $410,000. This makes Ford a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Ford?

20% Down Payment
$59,019
on $295,097
Monthly P&I
$1,539/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,955/mo
incl. taxes & insurance
Income Needed
$78,200
gross annual (30% rule)
10% Down Option
$29,510
+ PMI applies
Loan Amount (20% dn)
$236,078
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Ford, WA?
The median home value in Ford is $295,097 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4% year-over-year.
How much have home prices changed in Ford?
Over the past year, home values in Ford have increased by 4%. Over five years, prices have risen approximately 18.7%.
How much do I need to earn to buy a home in Ford?
To comfortably afford the median home price of $295,097 with a 20% down payment ($59,019) at today's rates (6.8%), you'd need a gross annual income of approximately $78,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Ford compare to the national average home price?
The national median home value is approximately $410,000. At $295,097, homes in Ford are 28% below the national average.
What metro area is Ford part of?
Ford is part of the Spokane-Spokane Valley, WA metropolitan area. Home prices and market conditions can vary across the broader metro region.